1. What Personal Information Is Collected
We collect the following types of personal information to provide and improve our services:
- Identifiers: Name, address, email address, phone number, and date of birth.
- Demographic Information: Age, gender, and marital status.
- Financial Information: Payment details (e.g., credit card or bank account information) and billing address.
- Insurance-Related Data: Driver’s license number, vehicle details, property information, medical history (if applicable), and policy preferences.
- Technical Data: IP address, browser type, device information, and cookies when you interact with our website.
- SMS Consent: Mobile number and explicit opt-in confirmation for SMS communications.
2. How Personal Information Is Used
Your information is used for the following purposes:
- To provide insurance quotes, process applications, and administer policies.
- To communicate with you about your account, claims, or policy updates.
- To process payments and fulfill contractual obligations.
- To personalize your experience and improve our website, services, and marketing efforts.
- To comply with legal requirements and prevent fraud.
- To send SMS/text messages if you have opted in to receive them.
3. Who Personal Information Is Shared With
We may share your information only as necessary with:
- Insurance Carriers: To underwrite policies, process claims, or fulfill coverage requests.
- Service Providers: Third-party vendors who assist with payment processing, data analysis, IT services, or customer support.
- Legal and Regulatory Authorities: When required by law or to protect our rights and safety.
- Affiliated Companies: Entities under common ownership for operational purposes.
- Business Transfers: In the event of a merger, acquisition, or sale of assets.
SMS Consent Statement:
SMS consent is not shared with third parties or affiliates for marketing purposes. Your mobile number and SMS opt-in status are used solely to deliver the communications you’ve requested.
Data Security
We implement industry-standard measures to safeguard your information, including encryption, secure servers, and access controls. However, no online transmission is 100% secure, and we cannot guarantee absolute security.
Your Rights
You have the right to:
- Access, correct, or delete your personal information.
- Opt out of SMS communications by replying “STOP” to any message.
- Request details about how your data is shared with third parties.
To exercise these rights, contact us at [Quotes@precisioninsurance.com/+1 (463)273-1319].
Changes to This Policy
We may update this Privacy Policy periodically. The latest version will always be posted on our website with an effective date.